Credit Repair Software is a good way to go before you spend a lot with a credit repair company
The most well know sites for credit repair software on the web are www.credit-aid.com, www.creditrepairmagic.com, and www.creditblossom.com.
Credit-aid.com’s credit repair software costs anywhere from $16.95 to $29.95. It depends which web site you obtain it from. It offers a lot and is a great application for credit repair. They have been offering the software for a long time and they have covered all the bases. The main goal of credit repair software is helping the user to write their credit bureau dispute letters. However, this credit repair software still requires you to manually enter all your data manually from the credit report. This can be very time consuming. At the time of this review, we are not sure how much aid they give to consumers regarding the instructions for sending out the letters. This is a excellent piece of software and they give you a good amount of instructional videos about how to use it.
Creditrepairmagic.com also offers credit dispute letters software. The video on their home page is actually really good information about credit repair , credit repair companies, and credit repair ebooks. It really clears some things up . This sales video makes some pretty amazing claims though. They want you to believe that no matter what is on your credit, true or false, you can get it removed. First of all, if you dispute something you know is accurate and true, you are committing mail fraud because you are going to say in the dispute letter that the item on the report is not accurate, when in fact it is. You should not assume that getting this software means you are going to get everything negative erased from your credit report. The guy on the video is very convincing and he does a great job showing what the credit repair businesses are doing. I really have to agree that it does not make sense to pay a credit repair company a monthly bill for a service where it will benefit the company your are paying if it takes them longer to accomplish what you want. No doubt, the creditrepairmagic.com software does everything it claims it will do, but you should not be duped into thinking it is actually going to be magic. When it is all said and done, you are probably stuck with the items on your report that really should be there. Be honest with yourself. If you did it, you don’t have the right to hide it. This software seems to be very efficient and definitely well worth the money when compared to hiring a credit repair company.
CreditBlossom.com has taken atotally different approach to self credit repair. The version they offer is completely free. Their business model is more like Mint.com. Mint.com offers a free money tool to their users that allows the members to keep track of their accounts . It is an excellent service. It helps you know when payments are due and keeps track of balances of multiple accounts all in one place. Yet, they offer the service 100% for free. How do they do this? They do this by offering other services to you that they think you will be interested in checking out. There is no requirement for the user to check out these other services, but users have trust in Mint.com because it has provided a valuable service to them for free. CreditBlossom.com does the same thing. It offers a free online program that will allow its users to write credit dispute letters in minutes. You can keep track of what you are doing inside the site and where you are at in the credit repair process. There are video instructions from much of the different areas of the site. This site does not have a lot of bells and whistles which is good since those things tend to confuse more than help. The goal of the site is first and foremost basic credit repair which is often all that is needed for most people who are trying to clean up items that are truly erroneous on their credit report.
All these services are very cool .
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